Financial Stability

Goal: Increase the number of individuals with family-sustaining incomes.

Many local families are one crisis away from losing the lives they've worked for years to build. While the cost of living has gone up 67% in the past two decades, the real value of the minimum wage has only risen 21%. Residents of the National Capital Area need strong financial skills and access to sound financial advice to be smart consumers and to avoid high-cost borrowing, maximize savings, and build a strong credit record.

United Way NCA works to put the security that comes with financial stability and affordable housing within everyone's reach. Major issues that United Way NCA addresses include:

Financial Literacy and Tax Education: UWNCA works with community partners to help educate citizens about predatory lending, credit management and the range of tax credits that are available to them.

Unemployment: Too many people in our area are unemployed, and ours is considered one of the better job markets in the country, according to the National Conference of State Legislators.

Financial Stability Initiatives

Tax Assistance Programs
United Way NCA helps low-to-moderate-income families take advantage of the Earned Income Tax Credit (EITC), file tax returns and maximize their tax refunds. By coordinating volunteer tax preparers, and providing access to computers and software for self-filing, we help return millions of dollars to the people who need it most. Our EITC program is supported through generous grants from Bank of America and The Walmart Foundation.

Do you need help preparing your tax returns? Below is a list of our community partners that provide tax preparation assistance.

Workforce Training
Obtaining a job that pays a living wage is the key to financial stability. Without a job, families cannot put food on the table, let alone plan for the future or achieve financial security. United Way NCA member nonprofits help eliminate barriers to employment and train residents of this region for life-sustaining jobs.

Do you need help with employment or job training? Below are two community partners that provide job training services.

  • Skill Source — Skill Source offers a range of employment services — training loans, apprenticeships, resume help, GED completion options — to Northern Virginia residents.
  • SOME — SOME's Center for Employment Training (CET) prepares homeless and low-income students for jobs that pay a living wage and provide benefits.

Visit our member nonprofit search page to find more organizations to help.

More of our Work


Every child in the national capital region enters school ready to learn, succeeds in school and leaves well prepared for life and work in the 21st Century.


United Way of the National Capital Area is committed to increasing the numbers of healthy children, young people and adults in our community.

Financial Stability

United Way of the National Capital Area works to increase the number of financially stable individuals and families.